Commercial Lender

Location: North Dallas, TX

A Texas-based community bank with a strong balance sheet and a commitment to relationship banking is seeking a Commercial Lender to support continued growth within its commercial banking division. With a healthy loan-to-deposit ratio and strong lending capacity, the bank is well-positioned to continue expanding its presence throughout the Dallas-Fort Worth market. The organization has built a reputation for responsive decision-making, local market expertise, and long-term relationships with business owners across Texas.

The Commercial Lender will focus on developing new business relationships, originating commercial loans, and building a portfolio from the ground up while maintaining strong credit quality and contributing to the bank’s overall growth strategy.

Key Responsibilities:

• Develop and manage a portfolio of commercial lending relationships throughout the DFW market
• Originate commercial loans with an emphasis on commercial and industrial (C&I) loan opportunities
• Structure and negotiate credit facilities including lines of credit, term loans, and real estate financing
• Target lending opportunities generally ranging from $1MM to $5MM in size
• Analyze financial statements, tax returns, and cash flow projections to assess credit risk
• Partner with clients to bring deposit relationships alongside lending opportunities
• Utilize the bank’s participation capabilities to accommodate larger credit requests when appropriate
• Participate in community engagement and business development activities throughout the DFW area
• Maintain consistent communication with clients regarding financing needs and opportunities
• Be active and involved in the local business community

Required Qualifications:

• 5+ years of commercial lending experience within a banking environment
• Demonstrated success in business development and portfolio growth
• Strong network and established business relationships throughout the Dallas-Fort Worth market
• Experience originating and managing C&I lending relationships
• Experience with commercial real estate lending structures, particularly owner-occupied properties
• Strong financial analysis and credit underwriting expertise
• Solid understanding of regulatory compliance and lending policies
• Strong communication, negotiation, and relationship-building skills
• Ability to build a loan portfolio from scratch and develop long-term client relationships
• Bachelor’s degree in finance, business, or a related field preferred

This is an excellent opportunity for a commercially driven banking professional seeking a well-capitalized community bank that is actively lending and committed to supporting its lenders. The position offers an uncapped bonus structure, and the opportunity to make a meaningful impact within a growing organization. The bank is seeking an individual whose personality, values, and relationship-focused approach align with its collaborative culture and long-term vision. For immediate consideration, please contact Nate Algood directly.

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