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Senior Commercial Lender
Waco, TX
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Senior Commercial Lender

Our client, a well-capitalized and relationship-driven financial institution with a strong regional presence, is seeking a Senior Commercial Lender to join its commercial banking leadership team. The organization is known for its disciplined credit culture, local market expertise, and commitment to long-term business partnerships. This opportunity offers significant portfolio authority, leadership visibility, and the ability to drive market expansion within a stable and respected banking platform.


The Senior Commercial Lender will focus on originating and managing complex commercial relationships while mentoring junior lenders and contributing to overall commercial strategy.


Key Responsibilities:

  • Develop and manage a portfolio of commercial and middle-market lending relationships
  • Proactively originate commercial and industrial (C&I) and commercial real estate loans
  • Structure and negotiate complex credit facilities including lines of credit, term loans, and owner-occupied real estate financing
  • Conduct detailed financial analysis, cash flow modeling, and risk assessments
  • Present loan opportunities and recommendations to senior leadership and loan committee
  • Monitor portfolio performance to maintain strong asset quality and regulatory compliance
  • Mentor and support junior commercial lenders and banking staff
  • Partner with treasury management and retail teams to deepen client relationships
  • Represent the institution within the local business and community network


Required Qualifications:

  • 5+ years of commercial lending experience within a banking environment
  • Demonstrated success in originating and growing a commercial loan portfolio
  • Strong credit underwriting, structuring, and risk management expertise
  • Experience handling larger or more complex credit relationships
  • Established network within the local or regional business community preferred
  • Strong leadership, negotiation, and relationship management skills
  • Solid understanding of regulatory compliance and lending guidelines
  • Bachelor’s degree in Finance, Business, or related field preferred


This is a high-impact opportunity for a seasoned commercial lender seeking portfolio leadership, market visibility, and long-term advancement within a respected financial institution. For immediate consideration, please contact Nate Algood directly.



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